<p>Mortgage Loan Originator - Evergreen Requisition</p> <p>Locations: AL, FL, GA, NC, SC & TN</p> <ul> <li>Requires NMLS registration* </li></ul> <p>NOTE: An Evergreen Requisition is an advertisement for positions that United Community Bank hires for throughout the year. It is a way for United Community Bank to build a database of qualified, interested individuals for a particular job function so that when there is a need to fill that type of role, the hiring process will be faster. By applying to an Evergreen Requisition, you are expressing your interest for a particular job function within the United Community Bank Mortgage Services division.</p> <p>In addition to submitting your resume to an Evergreen Requisition, we encourage you to join our Talent Community to be alerted when positions in your areas of interest become available.</p> <p>Who we are: At United Community Bank, we believe in combining top-of-the line financial solutions with award-winning satisfaction for our customers and employees. United Community Bank is known for excellent services; it is part of our foundation and is one of our guiding principles. We call ourselves The Bank that SERVICE Built to remind us every day of our brand promise.</p> <p>Essential Duties and Responsibilities - MLO:</p> <ul> <li>Develop business through maintaining contact with realtors, builders, developers and construction lenders. </li><li>Maintain knowledge of available loan products, processing procedures, and underwriting and general department guideline </li><li>Interviews potential customers and answers questions about various types of mortgage loans. </li><li>Reviews, analyzes, and processes mortgage loan requests. Reviews application and initial loan documentation for compliance to investor, state and federal lending requirements </li><li>Responsible for ordering verifications of employment, deposits, mortgage, and rental. </li><li>Collect appropriate documentation from each applicant and deliver loan package in the timeframes set by Management. </li><li>Input information from application and verifying documentation into Mortgageware. </li><li>Maintain high levels of customer service while managing each applicant's expectations. </li></ul> <p>Required Qualifications - MLO:</p> <ul> <li>Minimum two (2) years of residential mortgage loan origination </li><li>NMLS Registration </li><li>Familiar with FHA, VA, and USDA guidelines </li><li>Proficient in sales and service skills; including tele-consulting, prospecting, and networking. </li></ul> <p>Conditions of Employment:</p> <ul> <li>Must be able to pass a criminal background check </li></ul> <p>Reports to</p> <p>Regional Sales Manager</p> <p>Supervisory Responsibility</p> <p>This position has no direct reports</p> <p>Available Locations</p> <p>AL, FL, GA, NC, SC or TN</p> <p>Other</p> <p>We are an Equal Opportunity Employer and do not discriminate against any employee or applicant for employment because of race, color, sex, age, national origin, religion, sexual orientation, gender identity and/or expression, status as a veteran, and basis of disability or any other federal, state or local protected class.</p> <p>Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.</p>