<p>ESSENTIAL DUTIES and RESPONSIBILITIES include, but are not limited to the following:</p> <ul> <li>Sell business products and services to commercial customers and prospects as opportunities occur or required by management, typically through personal calling efforts or internal/external referrals </li><li>Analyze credit worthiness of commercial borrowers and make recommendations for extending credit </li><li>Develop sales proposals, coordinate preparation of commitment letters, and make sales presentations to clients and prospects. </li><li>Promote and cross-sell other Bank services to existing and prospective clients </li><li>Oversee preparation of legal documents for loan closings </li><li>Monitor risk in loan portfolio and take appropriate action to indemnify and minimize credit risk. Effectively manage collateral and documentation exceptions </li><li>Maintain portfolio delinquency at levels acceptable to management </li><li>Interact with operational and technical areas to resolve problems </li><li>Be active in community/civic/professional organizations that promote the bank and engender networking opportunities </li><li>Adhere to all appropriate service standards </li><li>Complete all mandatory and elective training, including BSA (Bank Secrecy Act) and Anti-Money laundering procedures. Maintain compliance with all appropriate rules and regulations. </li><li>Regular, predictable attendance is an essential requirement of this position </li></ul> <p>EDUCATION and/or EXPERIENCE:</p> <ul> <li>Bachelor degree in Business Administration or Finance </li><li>Minimum of three (3) years experience as a commercial lender </li><li>Knowledge of Word, Excel, Internet navigation/research, and Outlook is expected </li><li>Ability to clearly and effectively communicate both verbally and in writing </li><li>Frequent travel will be required using reliable personal transportation </li></ul> <p>Farmers National Banc Corp. is an Equal Opportunity Employer: disability/veteran</p>