<p>At U.S. Bank, we're on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at-all from Day One.</p> <p>Job Description</p> <p>RESPONSIBILITIES</p> <p>Be a team player who proactively works with the business line and risk partners to mitigate compliance risk while driving towards the enterprise goals and objectives. Maintains a high degree of knowledge of appropriate laws and regulations for Payments issuing products. Reviews marketing materials, strategic business line changes, vendor assessments, etc. Is actively involved in the development, implementation, and distribution of regulatory or compliance-based policies and procedures. The position requires the ability to read, analyze and apply Federal regulations and agency guidance to business line products, services and procedures.</p> <p>Additional responsibilities include:</p> <ul> <li>Serve as a valued business partner, trusted advisor and key contact for business line and risk partners to drive desired results. </li><li>Ensures assigned business units operate in compliance with various laws and regulations by providing appropriate guidance and oversight. </li><li>Provides subject matter expertise in guiding day-to-day business operations and assessing level of risk. </li><li>Proactively engage with business line and risk partners to identify, assess, document and mitigate potential risks via comprehensive, actionable and informative assessments including Compliance Approval Tool Reviews (CAT), Business/Product Change Risk Assessments (PRISM) and Third-Party Risk Management (TPRM) </li><li>Analyzes new and pending laws and regulations which affect company practices and work with affected areas to ensure appropriate compliance. </li><li>Performs periodic reviews to assess level of regulatory compliance and develop corrective action as needed. </li><li>Performs reviews of business units' marketing materials to ensure compliance with all applicable regulations. </li><li>Assist with developing compliance programs and processes that are effective, efficient and sustainable; seek process improvements by re-assessing compliance functions and approaches. </li><li>Maintain awareness of supervisory enforcement actions, legislative updates, new/amended regulatory requirements, industry trend and banking operations. </li><li>Miscellaneous strategic initiative and project management support. </li></ul> <p>REQUIRED</p> <ul> <li>6+ years of applicable experience </li><li>Bachelor's degree, or equivalent work experience </li></ul> <p>PREFERRED</p> <ul> <li>Advanced knowledge of the business line's operations, products/services, systems, and associated risks/controls. </li><li>Advanced knowledge of applicable laws, regulations, financial services, and regulatory trends that impact their assigned line(s) of business. Primary laws/regs include: Reg X/RESPA, Reg B/ECOA, Reg E/EFTA, Reg V/FCRA, Reg Z/TILA, Reg DD/TISA, Reg CC, Reg II, SCRA, TCPA, FDPA, Fair & Responsible Banking/UDAAP, State Laws, etc. </li><li>Thorough knowledge of Risk/Compliance competencies. </li><li>Strong leadership and management skills of processes, projects and people. </li><li>Excellent written and verbal communication skills. </li><li>Strong analytical, problem-solving and negotiation skills. </li><li>Proficient computer skills, e.g., Microsoft Office applications. </li></ul> <p>This position offers a hybrid/flexible schedule which means there's an in-office expectation of 3 or more days per week and the flexibility to work outside the office location for the other days.</p> <p>If there's anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants.</p> <p>Benefits:</p> <p>Our approach to benefits and total rewards considers our team members' whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following (some may vary based on role, location or hours):</p> <ul> <li> <p>Healthcare (medical, dental, vision)</p> </li><li> <p>Basic term and optional term life insurance</p> </li><li> <p>Short-term and long-term disability</p> </li><li> <p>Pregnancy disability and parental leave</p> </li><li> <p>401(k) and employer-funded retirement plan</p> </li><li> <p>Paid vacation (from two to five weeks depending on salary grade and tenure)</p> </li><li> <p>Up to 11 paid holiday opportunities</p> </li><li> <p>Adoption assistance</p> </li><li> <p>Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law</p> </li></ul> <p>U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.</p> <p>E-Verify</p> <p>U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program.</p> <p>The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $98,175.00 - $115,500.00 - $127,050.00</p> <p>U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures.</p> <p>Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies.</p> <p>Posting may be closed earlier due to high volume of applicants.</p>